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Calle Viriato Nº, 6

El Ejido, Almería • Apartment · Auction • Ref: #3DBECDD3

€295,135
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Size

130 m²

Rooms

4

OccupancyUnconfirmed
18
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Descripcion:FINCA REGISTRAL Nº 63.940 DEL REGISTRO DE LA PROPIEDAD Nº 1 DE EL EJIDO. URBANA: NUMERO DOS: Vivienda ubicada en la primera planta alta del edificio sito en El Ejido, calle Viriato, número seis, compuesta de Vestibulo, estar, salón comedor, cuatro dormitorios, cocin, despensa,lavadero,baño y terraza.Tiene una superficie construida de ciento veintinuevo metros y setenta y nueve decimetros, siendo la últil de noventa y ocho metros, treinta y un decimetros, todos cuadrados. Considerando la fachada principal del edificio linda: frente, orientado al Oeste, calle Viriato,derecha entrando, Rosario Martín Maldonado; izquierda, rellano y caja de escalerras del edificio; y espalda, vuelo a patio descubierto. Cuotra: treinta y tres enteros por ciento.. Referencia Catrastral: 61023060000000001DO. VIVIENDA HABITUAL: SI. En dicha escritura se ha fijado como precio/s de la/s finca/s hipotecada/s a efectos de subasta el de 295.135 €.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€190,000
Detalle cargasHipoteca a favor de Banco Sabadell S.A. por 190.000 euros de principal, más intereses y costas. Anotación de embargo administrativo a favor del Ayuntamiento de El Ejido por 4.896,75 euros.
Hipoteca€190,000
Embargos€4,897
Puja mínima€295,135
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoExiste una hipoteca principal y un embargo administrativo. La ocupación es desconocida, lo que siempre añade un riesgo. La propiedad es vivienda habitual, lo que puede alargar el proceso de desalojo.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

18/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
5/6

Subasta BOE en El Ejido a 295,135€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Precio +99.0% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Ejido, El Ejido, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+99.0%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,143 /m²
This asset
€2,274 /m²
Samples
345
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€295,135
Transfer tax (ITP) 7% — Andalucía€20,659
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,033
Estimated total investment€317,827

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 13 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (0 days)
On Atalaya since23 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing