AtalayaAtalaya

Calle Gabolas

Soraluze/placencia de las Armas, Gipuzkoa • Retail • Ref: #3D254D81

€222,000
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Size

140 m²

Price / m²

€1,586

OccupancyVacant
68
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (assumed poor)

Photo quality

Poor

descriptionDescription

Local comercial con una superficie de 140 m² en venta situado en la localidad de Soraluze/Placencia de las Armas, provincia de Guipúzcoa. El activo consta de local planta baja, vivienda en semisótano y sótano (Administrativamente es una sola FR y una sola referencia catastral (Ref. Catastral: 4780142. Finca: 3026098F). Al local de la planta baja se accede directamente desde la calle (desde la plaza) A la vivienda del sótano -1 se accede desde una escalera exterior situada junto al edificio. Esta escalera está cerrada mediante cancela metálica con bombín Iberdrola (la cancela de acceso a armario contadores gas) El acceso a las zonas comunes del edificio se realiza desde la calle Gabolatz 2. Según consta en el plano de la planta sótano - 2, existe una "bajada a sótano actualmente inaccesible. Buenas comunicaciones, a pocos minutos de paradas de autobús con las líneas DB06, DG05, DG05D y DG07 entre otras y por carretera, mediante el acceso viario GI-627 próximo. La zona dispone de equipamiento variado, centro educativo, oficina bancaria, restaurantes, farmacia, etc. Con los servicios de Solvia podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 882 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta unknown de 140.00m² en Soraluze/placencia de las Armas a 1586€/m² (mediana zona 686€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 47 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −881 días en mercado sin venderse
  • −Sin fotos publicadas: riesgo de mal estado oculto

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Soraluze/placencia de las Armas, Gipuzkoa

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+131.2%Above anchor
Scope
Province (MITMA)
Zone median
€686 /m²
This asset
€1,586 /m²
Samples
44
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€222,000
Transfer tax (ITP) 4% — País Vasco€8,880
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€777
Estimated total investment€232,657

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2024 (882 days)
On Atalaya since28 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing