AtalayaAtalaya

Calle Cardenal Cisneros

Gandia, Valencia • Apartment · Auction • Ref: #37525169

€89,000-52% vs area market
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Size

101 m²

Price / m²

€881

Rooms

4

OccupancyOccupied · type to verify
63
Calle Cardenal Cisneros — Gandia
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto envejecido con balcones y persianas que muestran desgaste.
  • •Cocina: La cocina tiene muebles antiguos y electrodomésticos que parecen desfasados, aunque funcionales.
  • •Baño: Los baños tienen azulejos y sanitarios de estilo antiguo, pero se ven operativos.
  • •Dormitorios: Las paredes de los dormitorios necesitan pintura y los suelos de terrazo muestran desgaste.

descriptionDescription

Piso de 101 m² ubicado en Gandía, Valencia. Se trata de un piso de 101 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. Este piso se sitúa en el núcleo urbano de Gandía, con acceso próximo a la N-332 y AP-7. Dispone de diferentes opciones de transporte público mediante líneas de autobús urbano e interurbano, además de estación de tren cercana. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros establecimientos comerciales. A pocos minutos se localiza el Hospital Francesc de Borja, el Centro Comercial Plaza Mayor, y la playa de Gandía. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

1976

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 101 m² but the cadastre records 121 m² (+20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4078507YJ4147N0006SE
Cadastral area
121 m²
Year built
1976
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
10/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
8/15

Vivienda de 101.00m² en Gandia a 881€/m² (mediana zona 1843€/m², delta -52.2%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (13 días).

trending_upStrengths

  • +Descuento del -52.2% frente a la mediana zonal (1843€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Gandia, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-52.2%Strong opportunity
Scope
Municipality
Zone median
€1,843 /m²
This asset
€881 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 10% — Comunitat Valenciana€8,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€99,212
Estimated refurbishment (state: mejorable)€40,500 – €70,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 25 September 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceSept 2026 (21 days)
On Atalaya since8 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing