AtalayaAtalaya

Apartment in Madrid

Calle Americio

Villaverde Bajo, Madrid • Ref: #319A57F4

€300,000-59% vs area market
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Size

118 m²

Price / m²

€2,542

Rooms

3

OccupancyVacant
78
Calle Americio — Villaverde Bajo, Madrid
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Piso de 118 m² ubicado en Madrid. Se trata de un piso de 118 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Incluye un trastero en planta sótano. El piso se sitúa en el barrio de Villaverde Bajo, dentro del distrito de Villaverde, teniendo buenos accesos por la A-4, la M-40 y la M-45. Dispone de comunicaciones mediante metro, estación de Cercanías Renfe y diversas líneas de autobús urbano e interurbano, con conexiones próximas a través de las estaciones de Villaverde Bajo-Cruce y Villaverde Bajo. En la zona podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. A pocos minutos del Hospital Universitario 12 de Octubre y de los principales equipamientos y servicios del barrio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2004

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
2176906VK4627E0049YG
Cadastral area
109 m²
Year built
2004
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

78/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 118.00m² en Madrid a 2542€/m² (mediana zona 6244€/m², delta -59.3%). Estado Pendiente De Análisis Visual. Posesión libre. Zona alta, inventario reciente (2 días).

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

“El piso se sitúa en el barrio de Villaverde Bajo, dentro del distrito de Villaverde”

Strengths

  • +Descuento del -59.3% frente a la mediana zonal (6244€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villaverde Bajo, Madrid, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-59.3%Strong opportunity
Scope
Municipality
Zone median
€6,244 /m²
This asset
€2,542 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

-36.5%Strong opportunity
Scope
Postal code
Zone median
€4,000 /m²
This asset
€2,542 /m²
Samples
99
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€300,000
Transfer tax (ITP) 6% — Madrid€18,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,050
Estimated total investment€320,050

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (2 days)
On Atalaya since24 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing