AtalayaAtalaya

Apartment in Mataró

Calle O´donnell

Canyadó, Mataró, Barcelona • Ref: #311C0F2D

€240,000
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Size

65 m²

Price / m²

€3,692

Rooms

2

OccupancyOccupied · type to verify
46
Calle O´donnell — Canyadó, Mataró
Photo: Solvia
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general que sugiere una construcción de varias décadas, con balcones y toldos que muestran signos de uso y antigüedad.
  • •Exterior: No se aprecian daños estructurales graves, pero la estética general del edificio y sus elementos exteriores indican que podría beneficiarse de una actualización o mantenimiento.

Description

Piso de dos dormitorios y un baño. Se encuentra en el entresuelo de un edificio residencial de once plantas sobre rasante, el cual dispone de ascensor. Situado en Mataró, provincia de Barcelona. La vivienda se distribuye en dos dormitorios, salón comedor, cocina, un baño y lavadero. La superficie construida de la vivienda es de 83 m², útiles 65 m² aproximadamente. En su entorno existen viviendas plurifamiliares de similares características. La zona cuenta con todo tipo de servicios básicos, tales como, sanitarios, educativos, restaurantes, supermercados, comercios, amplias zonas verdes, etc. Además, el municipio dispone de todo tipo de transporte público como autobuses, estación de tren, aeropuerto, etc. Dispone de buenas conexiones con todo tipo de carreteras, nacional, comarcal, local, autovías y autopista. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 65 m² but the cadastre records 83 m² (+28%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2991003DF5929S0006IL
Cadastral area
83 m²
Year built
1968
Cadastral use
Commercial

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 798 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 65.00m² en Mataró a 3692€/m² (mediana zona 2250€/m², delta +64.1%). Estado Mejorable. Posesión con ocupación a verificar. Zona media, más de 2 años sin vender.

Risks

  • −Precio +64.1% por encima de mediana zonal
  • −789 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Canyadó, Mataró, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+64.1%Above anchor
Scope
Municipality
Zone median
€2,250 /m²
This asset
€3,692 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+102.2%Above anchor
Scope
Postal code
Zone median
€1,826 /m²
This asset
€3,692 /m²
Samples
87
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€240,000
Transfer tax (ITP) 10% — Cataluña€24,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€840
Estimated total investment€265,840
Estimated refurbishment (state: mejorable)€26,000 – €45,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
4 Sept 2026
€99,000arrow_forward€240,000-142.42%

Listing intel

SourceSolvia
On the market sinceJul 2024 (798 days)
On Atalaya since12 May 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing