AtalayaAtalaya

Av/ Puig i Cadafalch

Mataró, Barcelona • Apartment • Ref: #223A9B0E

€129,000
open_in_newView original listing

Get new bank-owned properties in Mataró under your budget by email. Free.

Size

60 m²

Price / m²

€2,150

Rooms

3

OccupancyVacant
59
Av/ Puig i Cadafalch — Mataró
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: La cocina presenta muebles y electrodomésticos antiguos, con una campana extractora visiblemente usada y azulejos que sugieren una estética pasada de moda.
  • •Salón/Dormitorio: Las paredes están pintadas de blanco, pero se aprecian algunas manchas y el suelo de baldosas es de un estilo antiguo. Hay cables expuestos en algunas zonas.
  • •Baño: El baño cuenta con inodoro, bidé y lavabo, todos de un diseño funcional pero anticuado, y los azulejos de la pared y el suelo son de un estilo que requiere actualización.
  • •Fachada: La fachada del edificio es de un estilo residencial común, con balcones y persianas, y se ve en un estado de conservación aceptable.

descriptionDescription

Piso de 60 m² ubicado en Mataró, Barcelona. Se trata de un piso de 60 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Mataró, con accesos próximos a la N-II y la C-32. Dispone de comunicaciones públicas mediante líneas de autobuses urbanos e interurbanos y estación de tren de cercanías. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del centro comercial Mataró Parc y a pocos minutos de la playa de Mataró. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1967

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2092512DF5929S0004LJ
Cadastral area
60 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 773 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 60.00m² en Mataró a 2150€/m² (mediana zona 2250€/m², delta -4.4%). Estado Mejorable. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −765 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-4.4%In line
Scope
Municipality
Zone median
€2,250 /m²
This asset
€2,150 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+18.2%Above anchor
Scope
Postal code
Zone median
€1,819 /m²
This asset
€2,150 /m²
Samples
86
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€129,000
Transfer tax (ITP) 10% — Cataluña€12,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€452
Estimated total investment€143,352
Estimated refurbishment (state: mejorable)€24,000 – €42,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (773 days)
On Atalaya since11 Sept 2026
Last updated24 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Mataró by AI score

Plaza Fossar, s/n
90

Plaza Fossar, s/n

€267,000

€1,383/m² · 193 m²

View analysisarrow_forward
Calle Poeta Josep Punsola
87

Calle Poeta Josep Punsola

€70,000

€850/m² · 82.31 m²

View analysisarrow_forward
Piso en Calle Major
82

Piso en Calle Major

€86,000

€1,049/m² · 82 m²

View analysisarrow_forward
Calle Pablo Picasso
80

Calle Pablo Picasso

€76,000

€1,013/m² · 75 m²

View analysisarrow_forward
Calle Poeta Josep Ponsola
79

Calle Poeta Josep Ponsola

€64,000

€1,070/m² · 59.83 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing