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Retail in Fuente Álamo de Murcia

Fuente Álamo de Murcia, Murcia • Ref: #137EB596

€41,500
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Size

137 m²

Price / m²

€304

OccupancyVacant
55
Retail in Fuente Álamo de Murcia — Fuente Álamo de Murcia
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: edificio de dos plantas con revestimiento continuo y cerramiento de ladrillo visto en planta baja con celosías.
  • •Balcon: balcones en planta superior con barandillas metálicas y de balaustrada, mostrando carpinterías exteriores con persianas y rejas.
  • •Exterior: únicamente se aprecian vistas exteriores del inmueble a nivel de calle sin imágenes del interior.

Description

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
4881413XG5748S0002DI
Cadastral area
147 m²
Year built
1993
Cadastral use
Commercial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Local comercial planta unknown de 136.52m² en Fuente Álamo de Murcia a 304€/m² (mediana zona 397€/m², delta %). libre. Zona baja, inventario reciente (12 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 207 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fuente Álamo de Murcia, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-23.4%Good price
Scope
Province (MITMA)
Zone median
€397 /m²
This asset
€304 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€41,500
Transfer tax (ITP) 8% — Murcia€3,320
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€46,120
Estimated refurbishment (state: mejorable)€54,500 – €95,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since25 Sept 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing