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Carrer De la Cobertera, Nº, 2

Parque Empresarial, Calafell, TarragonaApartment · AuctionRef: #FFD38416

€271,314
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Size

153 m²

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA.- Vivienda unifamiliar en hilera, sita en El Vendrell, con frente a la calle de la Cobertera, número 2, edificada sobre parte de la parcela señalada con la letra UB/3.1 del plano de adjudicación de parcelas resultantes del proyecto de compensación del Plan Parcial Bonavista II-Centre. Tiene dicha parcela, figura rectangular y una superficie de 152,70 metros cuadrados, de los que sesenta y un metros cuarenta y cinco decímetros cuadrados están ocupados por la edificación, que tiene una total superficie construida de ciento ochenta y tres metros treinta y dos decímetros cuadrados y útil de ciento un metros veintitrés decímetros cuadrados, distribuidos en cuatro plantas, que se comunican entre sí mediante escalera interior; planta sótano, con una superficie construida de cincuenta y nueve metros dos decímetros cuadrados, destinada a garaje; planta baja y piso, ambas destinadas a vivienda, con varias dependencias y servicios, más dos porches la baja y una terraza la piso; y la panta cubierta con una superficie construida de doce metros sesenta y siete decímetros cuadrados, destinada a jardín y accesos. LINDA: mediando en su caso la referida porción no edificada; al Norte, con la calle de la cobertera y al Este, con la parcela resultante UB/3.2; al Sur, con terrenos destinados a espacios libres del polígono; y al Oeste, con la calle del Turó de l’Home.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€101,950
Detalle cargasHIPOTECA a favor de CAIXABANK, S.A. (anteriormente CAJA AHORROS VALENCIA, CASTELLON Y ALICANTE, BANCAJA) por 180000 EUR de capital, más intereses y costas. HIPOTECA a favor de BANCO PASTOR SA por 82000 EUR de principal, más intereses y costas. HIPOTECA a favor de BANCO ESPAÑOL CREDITO SA por 29500 EUR de capital, más intereses y costas.
Hipoteca€180,000
Puja mínima€271,314
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, servidumbre
Análisis riesgoExisten múltiples hipotecas sobre la propiedad, lo que indica un alto nivel de endeudamiento. La ocupación es desconocida, lo que añade incertidumbre sobre la posesión futura del inmueble.

assignmentCadastral data

straightenUnreconciled surface: the listing states 152.7 m² but the cadastre records 188 m² (+23%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9210701CF7691S
Cadastral area
188 m²
Year built
2003
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
Physical state
Not assessable
Legal liens
6/15
Zone liquidity
Not assessable
BOE bonus
1/6

Subasta BOE en Calafell a 271,314€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 17 días.

trending_upStrengths

  • +Descuento del -22.8% frente a la mediana zonal (2302€/m²)
  • +Subasta inminente: cierre en 17 días, ventana de decisión limitada (presión vendedora)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Parque Empresarial, Calafell, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-22.8%Good price
Scope
Municipality
Zone median
€2,302 /m²
This asset
€1,777 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€271,314
Transfer tax (ITP) 10% — Cataluña€27,131
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€950
Estimated total investment€300,395

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since21 Aug 2026
Last updated21 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing