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Calle Garrotín, Nº, 38

Pizarra, Málaga • Apartment · Auction • Ref: #FF5FABF2

€96,354
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Size

90 m²

Rooms

4

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA: NÚMERO UNO. Vivienda unifamiliar número 1-A, desarrollada en dos plantas, ubicada en la parcela N-3 del poblado de Cerralba, en el término de Pizarra, Málaga. La vivienda se desarrolla en dos plantas, compuesta de porche, vestíbulo, aseo, cocina y estar-comedor en la planta baja, y escalera, distribuidor, baño y cuatro dormitorios en la planta primera. Tiene una superficie útil de noventa metros cuadrados, con un garaje cubierto que tiene una superficie útil de quince metros cuadrados. Linda: por su frente, con calle A por donde tiene su entrada; por la derecha de su entrada, con vivienda 2-B; por la izquierda, con calle D; y por el fondo, con patio al que tiene su uso y disfrute exclusivamente esta vivienda. Cuota 2,092 por ciento.

Characteristics

Bathrooms

1

Year built

2007

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Puja mínima€96,354
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoLa propiedad es vivienda habitual del demandado, lo que puede complicar el desalojo. La situación posesoria es desconocida, lo que añade incertidumbre.

assignmentCadastral data

straightenUnreconciled surface: the listing states 90 m² but the cadastre records 122 m² (+36%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6385301UF4668N0002FY
Cadastral area
122 m²
Year built
2007
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
15/15
Zone liquidity
0/15
BOE bonus
5/6

Subasta BOE en Pizarra a 96,354€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 12 días.

trending_upStrengths

  • +Subasta inminente: cierre en 12 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

warningRisks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pizarra, Pizarra, Málaga

Estimated acquisition costs

Asset price€96,354
Transfer tax (ITP) 7% — Andalucía€6,745
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€337
Estimated total investment€104,436

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (15 days)
On Atalaya since12 Sept 2026
Last updated12 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing