AtalayaAtalaya

Calle Alcoy Nº 1. Atico a

Onil, Alicante • Apartment · Auction • Ref: #FE6F4AF5

€337,500
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OccupancyVacant
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Nº: 12181, (CÓDIGO REGISTRAL ÚNICO 03011000756313). URBANA. NUMERO CUARENTA Y CUATRO. Vivienda tipo A, en el edificio sito en Onil, con fachada a calle Alcoy, a la calle Huerto de las Monjas, zona verde y acceso al parque. Está en la PLANTA ÁTICO y el portal uno, y tiene su acceso por la calle Alcoy. Tiene una superficie construida de ciento setenta y nueve metros y sesenta y siete decímetros cuadrados -179,67 m²-, y útil de ciento sesenta y tres metros y veintidós decímetros cuadrados - 163,22 m²-, con distribución propia para habitar. Linda: frente, zaguán; derecha entrando, vivienda tipo A de la PLANTA SEGUNDA dúplex; izquierda, parque público y parcela A; y fondo, calle A en Proyecto

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónlibre
Desahucio necesario
Cargas (€)€239,625
Detalle cargasHIPOTECA a favor de JOSE MIGUEL AVELLA ALEMANY, en cuanto a la totalidad de la hipoteca con carácter privativo; con la siguiente RESPONSABILIDAD HIPOTECARIA: CIENTO SETENTA Y SIETE MIL QUINIENTOS EUROS de PRINCIPAL; INTERESES ORDINARIOS, que ascienden a DIECISIETE MIL SETECIENTOS CINCUENTA EUROS; INTERESES DE DEMORA, por DOCE meses al tipo del DIEZ por cien anual que ascienden a DIECISIETE MIL SETECIENTOS CINCUENTA EUROS; VEINTISÉIS MIL SEISCIENTOS VEINTICINCO EUROS en concepto de COSTAS. La anotación preventiva de embargo Letra B, ha sido PRORROGADA POR CUATRO AÑOS MÁS por la anotación Letra C, extendida en fecha trece de enero de 2022, por diligencia de ordenación de fecha tres de noviembre del año dos mil veintiuno por el Juzgado de Primera Instancia N° 2 de Alcoy, en virtud de mandamiento expedido por el JUZGADO DE PRIMERA INSTANCIA N° 2 de IBI, de fecha tres de Noviembre del año dos mil veintiuno.
Hipoteca€177,500
Embargos€265,833
Puja mínima€239,625
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, anotacion_preventiva
Análisis riesgoExisten cargas hipotecarias y embargos que superan el valor de tasación, lo que podría dificultar la adjudicación y generar responsabilidades adicionales. La situación posesoria es libre, lo que reduce el riesgo de ocupación.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
03096A01100038
Cadastral area
1426 m²
Cadastral use
Agricultural

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
Not assessable
—
Legal liens
3/15
Zone liquidity
3/15
BOE bonus
3/6

Subasta BOE en Onil a 337,500€. Sin tasación de referencia publicada. Posesión libre. Subasta cierra en 0 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 0 días, ventana de decisión limitada (presión vendedora)
  • +Documentación judicial confirma que no se requiere desahucio adicional
  • +Documentación judicial: vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Onil, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€2,764 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€337,500
Transfer tax (ITP) 10% — Comunitat Valenciana€33,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,181
Estimated total investment€373,431

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 27 August 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (24 days)
On Atalaya since27 Aug 2026
Last updated27 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing