AtalayaAtalaya

Apartment in Roquetas de Mar

Roquetas de Mar, Almería • Ref: #FD0E24B0

€104,000-57% vs area market
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Size

155 m²

Price / m²

€671

Rooms

4

OccupancyUnconfirmed
75
Apartment in Roquetas de Mar — Roquetas de Mar, Roquetas de Mar
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta zócalo de bloques de hormigón sin revestir en planta baja y revestimiento pintado en plantas superiores en estado aceptable.
  • •Exterior: Acceso a garaje cerrado con puerta metálica seccional/basculante y entrada peatonal en aparente buen estado general.
  • •Balcon: Terraza exterior superior con barandilla metálica sencilla en condiciones de uso normales.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. No pierdas la oportunidad de adquirir en propiedad esta vivienda residencial ubicada en la localidad de Roquetas de Mar, provincia de Almería. Cuenta con una superficie muy bien distribuida en varias dependencias. Es ideal para quienes buscan un hogar confortable en un entorno natural y acogedor. Cuenta con un luminoso salón-comedor, perfecto para disfrutar de momentos en familia y reuniones con amigos. Esta vivienda ofrece una experiencia de vida inmejorable. Cocina independiente, amplias estancias y un sinfín de posibilidades que descubrirás en ella. La vivienda de tus sueños en una ubicación privilegiada y con fácil acceso a todas las comodidades urbanas; supermercados, colegios, centros de salud, farmacias y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés y sus alrededores. Su diseño espacioso y su distribución funcional ofrecen un sinfín de posibilidades para personalizarlo según tus gustos y necesidades. ¡¡No pierdas esta oportunidad de poder tener esta vivienda!! Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3484606WF3638S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 155.00m² en Roquetas de Mar a 671€/m² (mediana zona 1557€/m², delta -56.9%). Estado Mejorable. Posesión desconocida. Zona media, inventario reciente (89 días).

Strengths

  • +Descuento del -56.9% frente a la mediana zonal (1557€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Roquetas de Mar, Roquetas de Mar, Almería

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-56.2%Strong opportunity
Scope
Municipality
Zone median
€1,533 /m²
This asset
€671 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-39.4%Strong opportunity
Scope
City
Zone median
€1,107 /m²
This asset
€671 /m²
Samples
155
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€104,000
Transfer tax (ITP) 7% — Andalucía€7,280
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€364
Estimated total investment€112,644
Estimated refurbishment (state: mejorable)€62,000 – €108,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
7 Aug 2026
€103,853arrow_forward€104,000-0.14%

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing