AtalayaAtalaya

Apartment in Chilches

Chilches/Xilxes, Xilxes, Castellón • Auction • Ref: #FC84F345

€247,580
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Size

120 m²

OccupancyUnconfirmed
23
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

FINCA NÚMERO 10650, inscrita en el Registro de la propiedad de Nules-2 al tomo 1806, libro 118, folio 134. IDIFUR 12016000908906. URBANA.- UNIDAD NÚMERO CINCO. Vivienda tipo B2 de la planta segunda alta y planta cubierta del edificio sito en el Barrio Marítimo de Xilxes, Calle Filipinas, 13. Ubicada mirando al edificio desde la Calle Filipinas, con acceso a través del zaguán.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€173,300
Detalle cargasHipoteca a favor de CAIXABANK SA por 173300 EUR de capital, 7241.34 EUR de intereses por 6 meses, 37321.02 EUR de intereses de demora por 18 meses y 17381 EUR para costas. Total garantizado para subasta 247580 EUR.
Hipoteca€173,300
Puja mínima€247,580
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExiste una hipoteca vigente que es la carga principal. La situación posesoria es desconocida, lo que podría implicar un proceso de desalojo. El valor de tasación es igual al tipo de subasta, lo que es favorable.

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

23/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
0/15
BOE bonus
3/6

Subasta BOE en Xilxes a 247,580€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 13 días.

Strengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Chilches/Xilxes, Xilxes, Castellón

Estimated acquisition costs

Asset price€247,580
Transfer tax (ITP) 10% — Comunitat Valenciana€24,758
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€867
Estimated total investment€274,205

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (7 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026
See all bank-owned properties in Chilches

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing