AtalayaAtalaya

House in Talavera de la Reina

Calle Callejon Albahaca, s/n

Talavera de la Reina, Toledo • Ref: #FADE88D2

€113,000
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Size

240 m²

Price / m²

€470

Rooms

4

OccupancyVacant
60
Calle Callejon Albahaca, s/n — Talavera de la Reina
Photo: sareb
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio entre medianeras con carpintería exterior antigua y signos de desgaste en planta baja.
  • •Dormitorio: desprendimientos importantes de pintura y enlucido en techos dejando entrevigado al descubierto, además de humedades severas.
  • •Cocina: mobiliario muy antiguo y deteriorado, sin electrodomésticos, con manchas de humedad en el techo y azulejos desgastados.
  • •Salon: estancia con techos desconchados con caída de yeso y paredes afectadas por humedad generalizada.

Description

Amplia vivienda situada en el centro de Talavera de la Reina para reformar. Esta vivienda con una superficie construida de 213,83 m2 en Planta Baja + 2 alturas se distribuye del siguiente modo: En Planta Baja, con una superficie construida de 72,28 m2 se ubica el garaje, trastero y escalera de acceso a la vivienda. En Planta Primera, con una superficie construida de 77,98 m2 está distribuida en salón, cocina, dos dormitorios y un baño. En Planta segunda, con una superficie construida de 64,27 m2 se encuentra distribuida en otros dos dormitorios, salón con salida a balcón y cocina. Vivienda para reformar y adaptar a tus necesidades, no pierdas esta oportunidad de inversión.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
3958013UK4235N0001BB
Cadastral area
216 m²
Year built
1968
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1138 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 240.00m² en Talavera de la Reina a 470€/m² (mediana zona 1244€/m², delta -62.2%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -62.2% frente a la mediana zonal (1244€/m²)
  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −1134 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Talavera de la Reina, Toledo

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-62.2%Strong opportunity
Scope
Municipality
Zone median
€1,244 /m²
This asset
€470 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-53.1%Strong opportunity
Scope
Postal code
Zone median
€1,002 /m²
This asset
€470 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€113,000
Transfer tax (ITP) 9% — Castilla-La Mancha€10,170
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€396
Estimated total investment€124,566

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
4 Oct 2026
€125,000arrow_forward€113,000-9.6%

Listing intel

SourceAliseda
On the market sinceAug 2023 (1138 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing