AtalayaAtalaya

House in Rubí

Calle D' Amposta, 15

Rubí, Barcelona • Ref: #FAD501DD

€323,000
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Size

129 m²

Price / m²

€2,503

Rooms

3

OccupancyOccupied · no title
35
Calle D' Amposta, 15 — Rubí
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La vegetación está crecida y desordenada, cubriendo parte de la fachada y el muro.
  • •Fachada: La fachada visible parece descuidada y necesita mantenimiento.
  • •Exterior: El acceso a la propiedad presenta un aspecto de abandono, con vegetación seca y desordenada.

Description

Casa adosada ubicada en Rubí, Barcelona, ideal para familias. Con una superficie de 129 m² construidos. Se encuentra en una zona residencial de Rubí. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Se trata de un entorno consolidado, con comercios de proximidad, mercados, cafeterías y restaurantes a pocos minutos. La zona dispone de plazas y espacios verdes, además de centros de salud, farmacias e instalaciones deportivas y culturales. Las paradas de autobús y las conexiones de transporte público permiten desplazarse con comodidad por el municipio y su área de influencia. Una opción muy interesante tanto para vivir como para invertir. El municipio dispone de todos los servicios necesarios en el día a día: comercios, centros educativos, centros de salud y áreas de ocio. Cuenta con fácil acceso a C-243c, BP-1503 y C-1413a. En definitiva, un entorno bien dotado de servicios y con buenas comunicaciones.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7954015DF1975S
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
1/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 129.00m² en Rubí a 2503€/m² (mediana zona 2307€/m², delta +8.5%). Estado Mejorable. Posesión con ocupación irregular. Zona media, inventario reciente (16 días).

Risks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rubí, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+8.5%Above anchor
Scope
Municipality
Zone median
€2,307 /m²
This asset
€2,503 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+19.6%Above anchor
Scope
Postal code
Zone median
€2,092 /m²
This asset
€2,503 /m²
Samples
63
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€323,000
Transfer tax (ITP) 10% — Cataluña€32,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,131
Estimated total investment€357,431
Estimated refurbishment (state: mejorable)€51,500 – €90,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2026 (16 days)
On Atalaya since20 Sept 2026
Last updated23 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing