AtalayaAtalaya

Calle Franc Comtat

Terrassa, Barcelona • House • Ref: #FA5EDA93

€169,000
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Size

61 m²

Price / m²

€2,789

Rooms

3

OccupancyOccupied · no titleDeduced by AI
55
Calle Franc Comtat — Terrassa
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa de segunda mano en situado en la localidad de Terrassa, en Barcelona. Cuenta con una superficie de 61 m² que se distribuye en salón-comedor, cocina, 3 dormitorios y 1 baño. Se encuentra cerca de centros educativos, polideportivo y piscina municipal. Dispone en sus inmediaciones de establecimientos tales como restaurantes, bares, farmacias, gimnasios, etc. Tiene buena comunicación con el transporte público con paradas de autobús de las líneas 3 y 5. Fácil acceso por carretera a través de la C-16 y la C-243c. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1966

Pool

No

Air conditioning

No

Heating

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 60.6 m² but the cadastre records 70 m² (+16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6220052DG1062B0002UJ
Cadastral area
70 m²
Year built
1966
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 594 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 86.00m² en Terrassa a 1649€/m² (mediana zona 2496€/m², delta -33.9%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona alta, stock estancado (535 días).

trending_upStrengths

  • +Descuento del -33.9% frente a la mediana zonal (2496€/m²)

warningRisks

  • −IA detectó: ocupado por persona sin justo título
  • −535 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+28.9%Above anchor
Scope
Municipality
Zone median
€2,163 /m²
This asset
€2,789 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+63.4%Above anchor
Scope
Postal code
Zone median
€1,707 /m²
This asset
€2,789 /m²
Samples
107
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€169,000
Transfer tax (ITP) 10% — Cataluña€16,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€592
Estimated total investment€187,492

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€141,800arrow_forward€169,000-19.18%

Listing intel

SourceSolvia
On the market sinceFeb 2025 (594 days)
On Atalaya since20 May 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing