AtalayaAtalaya

Calle Gregal, Nº 3, Portal 4, Tercero C

Torre de Benagalbón, Rincon de la Victoria, Málaga • Storage · Auction • Ref: #F9BFAB2A

€701,226
open_in_newView original listing

Get new bank-owned properties in Rincon de la Victoria under your budget by email. Free.

Size

111 m²

OccupancyOccupied · type to verify
42
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Trastero número 24, planta sótano, edificio dos, conjunto ¿GESTICOR AÑORETA GOLF M-TRES¿, Rincón de la Victoria. Superficie construida 7,33m2.

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€367,527
Detalle cargasHIPOTECA: A favor de la entidad CAJA DE AHORROS Y MONTE DE PIEDAD DE CORDOBA para responder de 253.467 euros de principal; intereses ordinarios durante 12 meses al tipo inicial del 4,31% anual hasta un tipo máximo del 12% anual por un total de 30.416,04 euros; intereses de demora con un tipo máximo del 18% anual, por un total de 45.624,06 euros y un 15% del principal, unas costas y gastos judiciales de 38.020,05 euros. El plazo de devolución el préstamo es de 450 meses, a contar desde el 29 de Diciembre de 2006. El valor de subasta de esta finca es de 367.527,15 euros.
Hipoteca€367,527
Puja mínima€701,226
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca
Análisis riesgoLa propiedad está ocupada por el deudor como vivienda habitual, lo que puede complicar el proceso de desalojo. Además, la deuda hipotecaria es significativa.

assignmentCadastral data

straightenUnreconciled surface: the listing states 110.73 m² but the cadastre records 7 m² (-94%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8742901UF8684S0182TG
Cadastral area
7 m²
Year built
2009
Cadastral use
Storage/parking (residential)

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Area demand
3/25
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
5/6

Subasta BOE en Rincon de la Victoria a 701,226€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 14 días.

trending_upStrengths

  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin referencia zonal específica para storage en esta zona
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torre de Benagalbón, Rincon de la Victoria, Málaga

Estimated acquisition costs

Asset price€701,226
Transfer tax (ITP) 7% — Andalucía€49,086
Notary (est.)€1,052
Land Registry (est.)€701
Admin agency (est.)€2,454
Estimated total investment€754,519

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 1 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (12 days)
On Atalaya since16 Sept 2026
Last updated17 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Rincon de la Victoria by AI score

apartment
42

Calle Gregal, Nº 3, Portal 4, Bajo a

€345,146

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing