AtalayaAtalaya

Cl Motamid

Distrito Sur, Córdoba • House • Ref: #F8ABBA44

€20,700
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Size

42 m²

Price / m²

€497

Rooms

1

OccupancyVacant
63
Cl Motamid — Distrito Sur, Córdoba
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Casa baja de segunda mano a la venta, situada en Córdoba, en la calle de Motamid, con una superficie construida de 41,65 m². Se distribuye en una habitación, salón, baño y cocina. Cuenta con terraza y calefacción individual. Se encuentra en una zona residencial, rodeada de servicios, como bares y pequeños comercios, entre otros. Si quiere más información no dude en ponerse en contacto con nosotros a través de cualquiera de nuestras vías de comunicación. Estaremos encantados de atenderle.

Characteristics

Bathrooms

1

Year built

1952

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4125866UG4942N0001YJ
Cadastral area
41 m²
Year built
1952
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1864 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

63/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 41.65m² en Córdoba a 497€/m² (mediana zona 2297€/m², delta -78.4%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -78.4% frente a la mediana zonal (2297€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1864 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Distrito Sur, Córdoba, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-78.4%Strong opportunity
Scope
Municipality
Zone median
€2,297 /m²
This asset
€497 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-34.7%Strong opportunity
Scope
Postal code
Zone median
€761 /m²
This asset
€497 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€20,700
Transfer tax (ITP) 7% — Andalucía€1,449
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€23,449

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2021 (1864 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing