AtalayaAtalaya

House in Aller

Calle Huertomuro

Aller, Asturias • Ref: #F7FF46AD

€10,000
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Size

60 m²

Price / m²

€167

OccupancyVacant
39
Calle Huertomuro — Aller
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: combinacion de mamposteria de piedra vista y enlucido blanco con carpinteria exterior de madera envejecida.
  • •Salon: espacio diafano en estado de obra integral, con muros de piedra y ladrillo picados, puntales metalicos de apeo y suelos de hormigon bruto.
  • •Bano: estancia superior en proceso de rehabilitacion con tabiqueria de yeso laminado a medio montar y sanitarios desmontados.

Description

Casa adosada en dos plantas en la zona de Aller, en la provincia de Asturias, zona de montaña y excelentes vistas. La vivienda tiene una superficie de 60 m², sin distribución para poder hacerla a gusto, muy tranquila y en plena naturaleza. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Year built

1920

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
K01701400TN78B0001FX
Cadastral area
60 m²
Year built
1920
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 619 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 60.00m² en Aller a 292€/m² (mediana zona 1088€/m², delta -73.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (594 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 165 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -73.2% frente a la mediana zonal (1088€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −594 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Aller, Asturias

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-87.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,314 /m²
This asset
€167 /m²
Samples
205
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€10,000
Transfer tax (ITP) 8% — Asturias€800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€12,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Oct 2026
€17,500arrow_forward€10,000-42.86%

Listing intel

SourceSolvia
On the market sinceFeb 2025 (619 days)
On Atalaya since1 Jul 2026
Last updated25 Oct 2026
See all bank-owned properties in Aller

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing