AtalayaAtalaya

Calle Pico Collarada,, 6

Jaca, Huesca • Apartment · Auction • Ref: #F684447C

€220,252
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Size

81 m²

OccupancyOccupied · type to verify
49
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca 24.518: URBANA: NÚMERO DIEZ. Vivienda 7 en planta primera, de la casa sita en Jaca, en la calle Pico Collarada, nº 6, de una superficie útil de ochenta y un metros treinta y dos decímetros cuadrados.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€165,428
Detalle cargasHipoteca a favor de AXACTOR ESPAÑA SLU por 165428.47 euros de principal, intereses remuneratorios, intereses de demora, costas y gastos extrajudiciales. Anotación preventiva de embargo a favor de BANCO SANTANDER S.A. por 297120.93 euros de principal e intereses, y 89000 euros para gastos, intereses y costas. Afecciones fiscales por posible liquidación complementaria.
Hipoteca€165,428
Embargos€297,121
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por un inquilino con un contrato de arrendamiento de vivienda habitual que le otorga el derecho a permanecer en la finca por 5 años desde marzo de 2025, lo que dificulta la toma de posesión. Además, existen múltiples cargas, incluyendo una hipoteca y un embargo significativo, lo que aumenta el riesgo financiero.

assignmentCadastral data

straightenUnreconciled surface: the listing states 81.32 m² but the cadastre records 103 m² (+27%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0863006YN0106S0010GF
Cadastral area
103 m²
Year built
2004
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Jaca a 220,252€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 18 días.

trending_upStrengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin referencia zonal disponible
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jaca, Huesca

Estimated acquisition costs

Asset price€220,252
Transfer tax (ITP) 8% — Aragón€17,620
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€771
Estimated total investment€239,643

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing