AtalayaAtalaya

Apartment in Arganda del Rey

Calle Real, s/n

Arganda del Rey, Madrid • Ref: #F57F68C6

€173,075
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Size

58 m²

Price / m²

€2,984

Rooms

1

OccupancyVacant
56
Calle Real, s/n — Arganda del Rey
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: Exterior y acceso con grafitis puntuales en paredes y puertas técnicas, pero carpinterías y accesos en buen estado general.
  • •Salon: Espacio amplio y luminoso con suelos laminados bien conservados, paredes recién pintadas y radiadores instalados.
  • •Dormitorio: Habitación abuhardillada con ventana tipo velux, armarios empotrados y tarima flotante en aparente buen estado.

Description

Práctico piso en Arganda del Rey, Madrid, idóneo para parejas. El inmueble consta de 57 m² construidos distribuidos en 2 plantas. La planta baja dispone de 1 salón-comedor, cocina además de 1 baño completo. La planta superior tiene 1 habitación. La vivienda tiene suelos de parquet que confieren al piso de mayor calidez y confort. Ubicado en la 2a planta del edificio, sin ascensor y además el piso cuenta con 1 trastero y 1 parking incluidos en el precio. Localizado en el centro de Arganda del Rey, en sus alrededores encontramos la escuela IES Grande Covián, supermercados, bancos, bibliotecas, farmacias, centros deportivos y paradas de autobús. Con fácil acceso a N-III.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 58 m² but the cadastre records 526 m² (+807%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3808703VK6631S
Cadastral area
526 m²
Year built
1950
Cadastral use
Cultural

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 341 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 58.00m² en Arganda del Rey a 2984€/m² (mediana zona 2416€/m², delta +23.5%). Buen Estado. Posesión libre. Zona muy_baja, 326 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −Precio +23.5% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arganda del Rey, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+23.5%Above anchor
Scope
Municipality (MITMA)
Zone median
€2,416 /m²
This asset
€2,984 /m²
Samples
205
Period
Q4-2025
Source
MITMA

vs other bank assets

-3.5%In line
Scope
Postal code
Zone median
€3,091 /m²
This asset
€2,984 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€173,075
Transfer tax (ITP) 6% — Madrid€10,385
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€606
Estimated total investment€185,066

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceNov 2025 (341 days)
On Atalaya since10 Oct 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing