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AtalayaAtalaya

Calle Cordova, s/n

Sant Roc, Badalona, BarcelonaApartmentRef: #F486732A

€59,540-35% vs area market
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Size

61 m²

Price / m²

€976

Rooms

3

OccupancyOccupied · no title
50
Calle Cordova, s/n — Sant Roc, Badalona
Photo: holapisos
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso en Badalona, Barcelona, idóneo para familias. La vivienda dispone de una superficie de 61 m² construidos distribuidos en 3 habitaciones, salón-comedor, cocina además de 1 aseo. Situado en la 4a planta del edificio, sin ascensor. Localizado en el corazón de Badalona, en sus alrededores encontramos el Ambulatori CAP de Llefià, la Escola Ítaca, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, paradas de autobús y la estación de metro Artigues | Sant Adrià. Con fácil acceso a C-31.

Characteristics

Bathrooms

1

Floor

4

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
2/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
15/15

Vivienda de 61.00m² en Badalona a 976€/m² (mediana zona 1503€/m², delta -35.1%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona alta, más de 2 años sin vender.

location_off

Score capped · marginal neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 13/30 to avoid surfacing illiquid assets as opportunities.

Sant Roc

trending_upStrengths

  • +Descuento del -35.1% frente a la mediana zonal (1503€/m²)

warningRisks

  • Aliseda marca la vivienda como ocupada sin título legal
  • 1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Roc, Badalona, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-35.1%Strong opportunity
Scope
Neighbourhood
Zone median
€1,503 /m²
This asset
€976 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-31.7%Strong opportunity
Scope
Postal code
Zone median
€1,430 /m²
This asset
€976 /m²
Samples
43
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,540
Transfer tax (ITP) 10% — Cataluña€5,954
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€66,794

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing