AtalayaAtalaya

House in Oliva

Carrer Rabdells, s/n

Oliva, Valencia • Ref: #F4639B0A

€215,000-29% vs area market
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Size

83 m²

Price / m²

€2,590

Rooms

2

OccupancyVacantDeduced by AI
60
Carrer Rabdells, s/n — Oliva
Photo: aliseda
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El exterior y la piscina se encuentran en buen estado, limpios y bien mantenidos.
  • •El salón presenta un aspecto funcional, aunque la decoración es algo anticuada.
  • •La cocina está operativa y limpia, con electrodomésticos que parecen funcionales.
  • •Los dormitorios están en buen estado, con mobiliario moderno y suelos limpios.

Description

¿Buscas desconectar sin complicaciones? Este acogedor adosado es la respuesta. Ubicado en una zona tranquila y estratégica, a solo 12 minutos andando de la playa, es el lugar ideal para quienes valoran la comodidad y cercanía del mar. Este adosado dispone de una superficie construida de 83 metros cuadrados y está distribuido en dos plantas que aportan máxima privacidad: La zona de descanso en la planta alta que consta de dos habitaciones dobles y baño completo, y en la planta baja la zona social, que consta de salón-comedor y cocina. Se vende completamente amueblado, listo para que traigas tus maletas, o lo pongas en alquiler mañana mismo. El residencial cuenta con piscina comunitaria, áreas comunes muy bien cuidadas y vecinos encantadores. Incluye plaza de parking propia, pero si vienen amigos o tienes más vehículos, hay muchísimo espacio para aparcar sin vueltas en los alrededores. Ya sea para tus vacaciones o como inversión, este adosado lo tiene todo. Contáctanos para agendar una visita.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

2007

Pool

Yes

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 83 m² but the cadastre records 162 m² (+95%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4202317YJ5140S0003EH
Cadastral area
162 m²
Year built
2007
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 206 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 83.00m² en Oliva a 2590€/m² (mediana zona 3102€/m², delta -16.5%). Buen Estado. Posesión libre. Zona muy_baja, 196 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Oliva, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-28.7%Strong opportunity
Scope
Municipality
Zone median
€3,632 /m²
This asset
€2,590 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-31.9%Strong opportunity
Scope
City
Zone median
€3,804 /m²
This asset
€2,590 /m²
Samples
40
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€215,000
Transfer tax (ITP) 10% — Comunitat Valenciana€21,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€753
Estimated total investment€238,253

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2026 (206 days)
On Atalaya since15 Sept 2026
Last updated9 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing