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Apartment in Sabiñánigo

Sabiñanigo, Huesca • Ref: #F2873CF0

€84,000
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Size

78 m²

Price / m²

€1,077

Rooms

3

OccupancyUnconfirmed
29
Apartment in Sabiñánigo — Sabiñanigo
Photo: Retama Real Estate (UCI)
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AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: Se observa un andamio con red de seguridad cubriendo parte del edificio, indicando trabajos de reforma en curso.
  • •Exterior: La fachada del edificio presenta un aspecto desgastado y sucio, con cables eléctricos expuestos y desordenados.

Description

La propiedad valorará ofertas, quedando la compraventa sujeta a aceptación expresa del vendedor

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 78.00m² en Sabiñanigo a 1077€/m². Sin referencia zonal. requiere reforma integral. Posesión desconocida. Zona muy_baja, 105 días en mercado.

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Sabiñanigo, Huesca

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+174.0%Above anchor
Scope
Province (MITMA)
Zone median
€393 /m²
This asset
€1,077 /m²
Samples
72
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€84,000
Transfer tax (ITP) 8% — Aragón€6,720
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€92,020

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceRetama (UCI)
On Atalaya since13 Jun 2026
Last updated24 Oct 2026

Zone comparables

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€1,585/m² · 41 m²

View analysis

Aggregated data from public sources and servicer Retama Real Estate (UCI). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing