AtalayaAtalaya

Paseo España, 16-18 Locla Uno Plaza Aparc., 4

Santa Margarida de Montbui, Barcelona • Retail · Auction • Ref: #F2098CC3

€6,500
open_in_newView original listing

Get new bank-owned properties in Santa Margarida de Montbui under your budget by email. Free.

Size

10 m²

OccupancyUnconfirmed
54
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA 5525/7. Sita en Santa Margarida de Montbui, Paseo España en el sótano del edificio nº16-18, local uno, Plaza de aparcamiento número 4

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€0
Detalle cargasNO CONSTAN CÀRREGUES
Puja mínima€6,500
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgolow
Análisis riesgoNo constan cargas registrales y la situación posesoria es desconocida, lo que reduce el riesgo. El valor de subasta es bajo.

assignmentCadastral data

Cadastral ref.
3741401CG8034S-0021/UO

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
6/25
Legal liens
12/15
Zone liquidity
10/15

Subasta BOE en Santa Margarida de Montbui a 6,500€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 14 días.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 31 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Cargas legales acotadas o inexistentes

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Margarida de Montbui, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+31.5%Above anchor
Scope
Province (MITMA)
Zone median
€478 /m²
This asset
€629 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€6,500
Transfer tax (ITP) 10% — Cataluña€650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€8,450

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (5 days)
On Atalaya since18 Sept 2026
Last updated23 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Santa Margarida de Montbui by AI score

Sin Filtros For Sale In C la Merce 2 Santa Margarida de Montbui Barcelona
65

Sin Filtros For Sale In C la Merce 2 Santa Margarida de Montbui Barcelona

€42,900

€471/m² · 91 m²

View analysisarrow_forward
Local Comercial en Sant Ramon
46

Local Comercial en Sant Ramon

€10,000

€500/m² · 20 m²

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing