AtalayaAtalaya

Building in Olot

Calle Clivillers, Dels, s/n

Olot, Girona • Ref: #F18FB121

€144,000
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Size

492 m²

Price / m²

€292

OccupancyVacant
69
Calle Clivillers, Dels, s/n — Olot
Photo: aliseda
1 / 38

AI visual analysis

Automated analysis · physical condition

38 of 38 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio entre medianeras con huecos y balcones estrechos, requiriendo mantenimiento exterior.
  • •Salon: estancia con pavimento ceramico deslucido y huecos de antiguos radiadores desmantelados en las paredes.
  • •Trastero: zonas de sotano o almacen en estado muy deteriorado, con muros de carga de aspecto tosco, humedades y falta de acondicionamiento.
  • •Dormitorio: estancia pintada con colores vivos pero con acabados desgastados y carpinteria antigua con salida a balcon.

Description

Edificio en Olot, Girona. Con una superficie de 492 m² construidos, ideal para actividad comercial o profesional. Se encuentra cerca del centro de Olot. El entorno ofrece buena visibilidad y accesibilidad para clientes. Cuenta con fácil acceso a A-26, C-152 y C-153. Este inmueble comercial ofrece un espacio versátil y funcional, adaptable a múltiples actividades profesionales y comerciales. La ubicación estratégica garantiza una alta visibilidad y un flujo constante de potenciales clientes y visitantes. El local dispone de una configuración que permite una fácil adaptación a diferentes necesidades empresariales. La zona comercial cuenta con una amplia oferta de servicios complementarios que favorecen la actividad económica. Se trata de una oportunidad única para emprendedores y empresas que buscan establecerse en una zona con alto potencial de crecimiento. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 492 m² but the cadastre records 414 m² (-16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8002513DG5780S0001KT
Cadastral area
414 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 388 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Building use
18/25
Legal liens
10/15
Zone liquidity
11/15

Edificio residential_multi de 492.00m² en Olot a 292€/m² (mediana zona 411€/m², delta %). Posesión libre. Zona baja, stock estancado (384 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 21 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo libre

Risks

  • −384 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olot, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-19.6%Good price
Scope
Province (MITMA)
Zone median
€363 /m²
This asset
€292 /m²
Samples
24
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€144,000
Transfer tax (ITP) 10% — Cataluña€14,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€504
Estimated total investment€159,904

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€169,000arrow_forward€150,000-11.24%
3 Sept 2026
€150,000arrow_forward€144,000-4%

Listing intel

SourceAliseda
On the market sinceSept 2025 (388 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing