AtalayaAtalaya

House in Los Navalmorales

Los Navalmorales, Toledo • Ref: #EF93E2F5

€24,800
open_in_newView original listing

Get new bank-owned properties in Los Navalmorales under your budget by email. Free.

Size

75 m²

Price / m²

€331

OccupancyUnconfirmed
60
House in Los Navalmorales — Los Navalmorales
Photo: Escogecasa
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Totalmente desmantelada, sin mobiliario ni electrodomesticos, con conexiones a la vista y hueco de ventana abierto sin terminar.
  • •Salon: Paredes con zocalo de azulejos tradicionales y zonas con alicatado retirado o sin rematar.
  • •Dormitorio: Muestra manchas visibles de humedad bajo la ventana y necesidad completa de adecuacion.
  • •Exterior: Patio interior con cobertizo de estructura precaria, techado de uralita/chapa y vegetacion descuidada.

Description

Vivienda unifamiliar entre medianeras de 51,33 m2 útiles, para reformar. Desarrollada en una planta, distribuida en recibidor, salón, comedor con acceso a parcela de 137 m2, cocina independiente sin amueblar, dos dormitorios y un baño. Zona residencial con ervicios en su entorno. A 1h de la ciudad de Toledo.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1999

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 75 m² but the cadastre records 181 m² (+141%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9390406UJ5999S
Cadastral area
181 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 75.00m² en Los Navalmorales a 331€/m² (mediana zona 781€/m², delta -57.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 146 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 420 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -57.6% frente a la mediana zonal (781€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Navalmorales, Toledo

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-58.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€798 /m²
This asset
€331 /m²
Samples
454
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€24,800
Transfer tax (ITP) 9% — Castilla-La Mancha€2,232
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€28,332

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated6 Oct 2026

Zone comparables

Top 5 similar properties in Los Navalmorales by AI score

See all bank-owned properties in Los Navalmorales
Casa Adosada en Lope de Vega
60

Casa Adosada en Lope de Vega

€54,000

€303/m² · 178 m²

View analysis
Calle Minerva
42

Calle Minerva

€20,400

€186/m² · 109.39 m²

View analysis

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing