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Apartment in Gibraleón

Calle Manuel Siurot

Gibraleón, Huelva • Ref: #EE830BAD

€124,900
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Size

91 m²

Price / m²

€1,370

Rooms

3

OccupancyVacant
45
Calle Manuel Siurot — Gibraleón
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta un aspecto cuidado, aunque los aires acondicionados y barandillas muestran signos de uso.
  • •El salón y los dormitorios tienen suelos de baldosas en buen estado, pero las paredes necesitan pintura y se observan cables sueltos.
  • •Los techos tienen lámparas colgantes antiguas y algunas manchas, lo que sugiere una necesidad de actualización.

Description

Piso de 79 m² ubicado en Gibraleón, Huelva. Se trata de un piso de 79 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El inmueble se sitúa en el núcleo urbano, con acceso próximo a la N-431 y conexión con la A-49. Dispone de comunicaciones mediante líneas de autobús interurbano y estación ferroviaria en la localidad. En la zona se encuentran supermercados, centros educativos, instalaciones deportivas, entidades bancarias, restauración y comercios. A pocos minutos del Centro de Salud de Gibraleón y del Castillo de Gibraleón. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2006

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
0288817PB8308N0003TY
Cadastral area
97 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 91.20m² en Gibraleón a 1370€/m² (mediana zona 1033€/m², delta +32.6%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (7 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 279 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +32.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Gibraleón, Huelva

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+27.1%Above anchor
Scope
Province (MITMA)
Zone median
€1,078 /m²
This asset
€1,370 /m²
Samples
308
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€124,900
Transfer tax (ITP) 7% — Andalucía€8,743
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€437
Estimated total investment€135,080
Estimated refurbishment (state: mejorable)€36,500 – €64,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (32 days)
On Atalaya since24 Sept 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing