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Retail in Celanova

Celanova, Ourense • Ref: #EE083739

€218,200
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Size

517 m²

Price / m²

€422

OccupancyUnconfirmed
18
Retail in Celanova — Celanova
Photo: Escogecasa
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

Amplio local comercial de 517,16 m², ubicado en bajo de edificio de viviendas con dos accesos disponibles en la misma calle. Acondicionado para hostelería, requiere reforma. Distribuido en recibidor, zona de bar, zona de discoteca, espacio de instalaciones y aseos. Altura 4m, Fachada 19,6m Fondo 26,4m.

Characteristics

Elevator

Yes

Terrace

No

Parking

No

Year built

1988

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

D

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

18/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
0/15

Local comercial planta unknown de 517.16m² en Celanova a 422€/m² (mediana zona 431€/m², delta -2.1%). desconocida. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 28 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Celanova, Ourense

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-2.1%In line
Scope
Province (MITMA)
Zone median
€431 /m²
This asset
€422 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€218,200
Transfer tax (ITP) 9% — Galicia€19,638
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€764
Estimated total investment€239,602

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since16 Sept 2026
Last updated25 Sept 2026
See all bank-owned properties in Ourense

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing