AtalayaAtalaya

House in San Juan de Aznalfarache

San Juan de Aznalfarache, Sevilla • Ref: #ECCAAB15

€79,900-44% vs area market
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Size

119 m²

Price / m²

€671

Rooms

2

OccupancyUnconfirmed
51
House in San Juan de Aznalfarache — San Juan de Aznalfarache
Photo: Servihabitat
1 / 8

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto descuidado con rejas oxidadas y suciedad en las paredes.
  • •Salon: El salon tiene suelos con baldosas rotas y paredes sucias, ademas de una escalera con un acabado deficiente.
  • •Bano: El bano esta en muy mal estado, con azulejos rotos, suciedad y moho visible en las paredes y la banera.
  • •Terraza: La terraza tiene paredes sucias y desconchadas, y el suelo presenta desgaste.

Description

Estado: Segunda mano

Characteristics

Bathrooms

2

Terrace

No

Parking

No

Year built

1955

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2992019QB6329S
Cadastral area
120 m²
Year built
1955
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
10/15

Vivienda de 109.00m² en San Juan de Aznalfarache a 826€/m² (mediana zona 1181€/m², delta -30.1%). Requiere Reforma Integral. Posesión desconocida. Zona baja, inventario reciente (12 días).

Strengths

  • +Descuento del -30.1% frente a la mediana zonal (1181€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

San Juan de Aznalfarache, Sevilla

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-43.8%Strong opportunity
Scope
Municipality
Zone median
€1,195 /m²
This asset
€671 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-43.6%Strong opportunity
Scope
City
Zone median
€1,189 /m²
This asset
€671 /m²
Samples
36
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€79,900
Transfer tax (ITP) 7% — Andalucía€5,593
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€86,793

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
8 Oct 2026
€90,000arrow_forward€79,900-11.22%

Listing intel

SourceServihabitat
On Atalaya since16 Sept 2026
Last updated8 Oct 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing