AtalayaAtalaya

Calle Bisbe Font Andreu

Vic, Barcelona • Apartment • Ref: #EB6178B0

€199,900
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Size

105 m²

Price / m²

€1,904

Rooms

2

OccupancyVacant
56
Calle Bisbe Font Andreu — Vic
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general envejecido, con la pintura de la fachada desgastada y algunas manchas.
  • •Exterior: Se observan vehículos aparcados en la calle, lo que sugiere un entorno urbano con tráfico.

descriptionDescription

Piso de 105 m² ubicado en Vic, Barcelona. Se trata de un piso de 105 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Incluye un trastero en planta sótano. El inmueble se sitúa en el núcleo urbano de Vic, con acceso próximo a las carreteras C-17 y C-25. La localidad dispone de líneas de autobús urbano e interurbano y de estación de tren de la línea R3 de Rodalies de Catalunya. En la zona se encuentran supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y comercios. Cerca de la Plaça Major de Vic y de servicios sanitarios y administrativos de la localidad. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1979

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7425819DG3472N0009JL
Cadastral area
105 m²
Year built
1979
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 105.00m² en Vic a 1904€/m² (mediana zona 2041€/m², delta -6.7%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (16 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vic, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-6.7%In line
Scope
Municipality
Zone median
€2,041 /m²
This asset
€1,904 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+75.6%Above anchor
Scope
Postal code
Zone median
€1,084 /m²
This asset
€1,904 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,900
Transfer tax (ITP) 10% — Cataluña€19,990
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€700
Estimated total investment€221,590
Estimated refurbishment (state: mejorable)€42,000 – €73,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (20 days)
On Atalaya since16 Aug 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing