AtalayaAtalaya

House in Alguaire

Calle Portal

Alguaire, Lleida • Ref: #E94BE793

€16,500
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Size

212 m²

Price / m²

€78

Rooms

2

OccupancyVacant
56
Calle Portal — Alguaire
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta signos evidentes de deterioro con desprendimiento de revoques, humedades y cableado exterior desordenado.
  • •Exterior: Se aprecian balcones antiguos con barandillas de forja oxidadas y carpinterias de madera desgastadas.
  • •Exterior: Solo se dispone de vistas exteriores tomadas desde la via publica sin acceso visual al interior.

Description

Vivienda unifamiliar a rehabilitar en el municipio de Alguire, provincia de Lleida. Típica casa de pueblo. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes, lúdico, y deportivas, con infraestructuras en buen estado de conservación y mantenimiento. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
9236732CG9293N0001SH

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1320 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
4/15

Vivienda de 211.60m² en Alguaire a 78€/m². Sin referencia zonal. estado mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Sin referencia zonal disponible
  • −1294 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alguaire, Lleida

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-82.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€450 /m²
This asset
€78 /m²
Samples
313
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€16,500
Transfer tax (ITP) 10% — Cataluña€1,650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€19,450
Estimated refurbishment (state: mejorable)€84,500 – €148,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€22,220arrow_forward€16,500-25.74%

Listing intel

SourceSolvia
On the market sinceMar 2023 (1320 days)
On Atalaya since14 Sept 2026
Last updated25 Oct 2026

Zone comparables

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€18,000

€209/m² · 86 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing