AtalayaAtalaya

Office in Santa Cruz de la Palma

Santa Cruz de la Palma, Sta. Cruz de Tenerife • Ref: #E947EFDB

€2,100,000
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Size

3126 m²

Price / m²

€672

OccupancyVacant
55
Office in Santa Cruz de la Palma — Santa Cruz de la Palma
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un diseno moderno y bien conservado, con multiples balcones y ventanales.
  • •Exterior: Las areas comunes y escaleras exteriores se ven limpias y en buen estado.
  • •Salon: El espacio interior es amplio y luminoso, con mobiliario de oficina funcional y en buen estado.
  • •Pasillo: Las escaleras interiores y pasillos estan bien iluminados y con acabados modernos.

Description

Bank-owned property managed by Solvia (CaixaBank, S.A.).

Characteristics

Year built

1975

Energy rating

E

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 3126.28 m² but the cadastre records 3647 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9761509BS2796S0001PF
Cadastral area
3647 m²
Year built
1975
Cadastral use
Offices

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Grade
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Oficina grado unknown de 3126.28m² en Santa Cruz de la Palma a 672€/m² (mediana zona 577€/m², delta %). Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 258 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Cruz de la Palma, Sta. Cruz de Tenerife

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing