AtalayaAtalaya

Calle Llorer, 12

Florida, L'Hospitalet de Llobregat, Barcelona • Apartment • Ref: #E7EC1AC4

€90,900-40% vs area market
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Size

54 m²

Price / m²

€1,683

Rooms

3

OccupancyOccupied · no title
56
Calle Llorer, 12 — Florida, L'Hospitalet de Llobregat
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas y desconchones, y el suelo de baldosas es antiguo.
  • •Cocina: Los muebles de cocina son antiguos y el alicatado de las paredes está desgastado.
  • •Pasillo: Las paredes del pasillo muestran signos de humedad y desconchones.

descriptionDescription

Funcional piso en L'Hospitalet de Llobregat, Barcelona, perfecto para familias. La vivienda dispone de una superficie de 54 m² construidos distribuidos en 3 habitaciones, salón-comedor, cocina además de 1 aseo. Ubicado en el corazón de L'Hospitalet de Llobregat, en sus alrededores encontramos el Hospital Sociosanitari de l'Hospitalet, el Institut Públic Eduard Fontserè, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, la estación de metro Florida y la estación de tren Sant Josep. Con fácil acceso a B-23.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 54.00m² en L'Hospitalet de Llobregat a 1683€/m² (mediana zona 2828€/m², delta -40.5%). Estado Mejorable. Posesión con ocupación irregular. Zona media, más de 2 años sin vender.

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

“la estación de metro Florida”

trending_upStrengths

  • +Descuento del -40.5% frente a la mediana zonal (2828€/m²)

warningRisks

  • −Aliseda marca la vivienda como ocupada sin título legal
  • −1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Florida, L'Hospitalet de Llobregat, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-40.5%Strong opportunity
Scope
Neighbourhood
Zone median
€2,828 /m²
This asset
€1,683 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-8.9%In line
Scope
Postal code
Zone median
€1,847 /m²
This asset
€1,683 /m²
Samples
46
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,900
Transfer tax (ITP) 10% — Cataluña€9,090
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€318
Estimated total investment€101,308
Estimated refurbishment (state: mejorable)€21,500 – €38,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since21 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing