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Calle Monroy, 21. Santa Lucía

Cartagena, MurciaLand · AuctionRef: #E7B5D2F7

€37,027
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OccupancyUnconfirmed
72
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

ELEMENTO 2 (valor: 4.500 euros). (AVISO: Existe un crédito privilegiado especial garantizado por la hipoteca inscripción 4ª a favor de GLOBALCAJA, que será cancelada respecto a esta mitad indivisa cuando se adjudique el mejor postor. De modo que quien adquiera esta mitad, lo hace libre de cargas registrales, que se mantendrían respecto a la otra mitad indivisa no subastada, cuyo titular está pagando regularmente el préstamo garantizado por esa hipoteca) Se subasta la MITAD INDIVISA DE LA PLENA PROPIEDAD de una PLAZA DE GARAJE CON TRASTERO. Se describe como NUMERO SETENTA Y TRES.- Plaza de aparcamiento, de un edificio situado en Santa Lucia, termino municipal de Cartagena. Dirección catastral: CL MONROY - SANTA LUCIA 21(A) Pl:-1 Pt:14 PARCELA 5.5 C.P. 30202 CARTAGENA. Situada en planta de sótano del edificio, identificada en el proyecto con el número 14, mide una superficie útil de 12,35 m2. ANEJO: Esta plaza de aparcamiento tiene como anejo e inseparable lo siguiente: El Cuarto trastero cerrado, ubicado en planta de sótano del edificio, está señalado con el número 14 del proyecto, y mide una superficie útil de 6,30 m2. CUOTA 0,246%

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
9335601XG7693N0073OR
Cadastral area
35 m²
Year built
2008
Cadastral use
Storage/parking (residential)

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

72/100

Confidence: Low

Score breakdown

Zone delta
19/30
Possession
Not assessable
Zoning
22/25
Legal liens
4/15
Zone liquidity
14/15

Subasta BOE en Cartagena. Puja mínima 37,027€ vs tasación 52,896€ (descuento judicial 30.0%). Posesión desconocida. Subasta cierra en 16 días.

trending_upStrengths

  • +Descuento judicial del 30.0% sobre tasación (37,027€ vs 52,896€)
  • +Subasta inminente: cierre en 16 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • Sin referencia zonal específica para land en esta zona
  • Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cartagena, Cartagena, Murcia

Estimated acquisition costs

Asset price€37,027
Transfer tax (ITP) 8% — Murcia€2,962
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€41,289

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (15 days)
On Atalaya since12 Sept 2026
Last updated12 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing