AtalayaAtalaya

Calle Enrique Aperador

Los Garres, Murcia • House • Ref: #E6AFBECF

€88,000-61% vs area market
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Size

90 m²

Price / m²

€978

Rooms

2

OccupancyOccupied · type to verify
65
Calle Enrique Aperador — Los Garres, Murcia
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio de la derecha muestra signos de desgaste y suciedad, con la pintura desconchada en algunas zonas.
  • •Exterior: El local comercial en la planta baja parece cerrado y con la persiana bajada, lo que sugiere que no está en uso.
  • •Exterior: El edificio de la izquierda parece más moderno, pero el de la derecha tiene un aspecto antiguo y descuidado.

descriptionDescription

Chalet adosado de 90 m² ubicado en San Benito, Murcia. Se trata de un chalet adosado de 90 m² distribuidos en gran salón comedor, dos amplias habitaciones en planta primera y en planta segundo gran solárium. Este chalet se sitúa en una tranquila zona residencial, teniendo buenos accesos por la carretera RM-12, que conecta con rutas principales de la región. Además, cuenta con transporte público cercano, incluyendo paradas de autobús que facilitan el acceso a localidades adyacentes. En la localidad de San Benito podemos encontrar servicios esenciales como supermercados, restaurantes, y centros educativos. También es importante mencionar la cercanía a centros de salud y hospitales como el Hospital Universitario Virgen de la Arrixaca, lo que asegura una atención sanitaria de calidad. La zona ofrece un ambiente tranquilo y familiar, junto a áreas recreativas y zonas verdes donde disfrutar del aire libre. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5238101XH6053N0001QW

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 913 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 90.00m² en Murcia a 978€/m² (mediana zona 2530€/m², delta -61.3%). Estado Mejorable. Posesión con ocupación a verificar. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -61.3% frente a la mediana zonal (2530€/m²)

warningRisks

  • −913 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Garres, Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-61.3%Strong opportunity
Scope
Municipality
Zone median
€2,530 /m²
This asset
€978 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+50.0%Above anchor
Scope
Postal code
Zone median
€652 /m²
This asset
€978 /m²
Samples
82
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€88,000
Transfer tax (ITP) 8% — Murcia€7,040
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€308
Estimated total investment€96,348
Estimated refurbishment (state: mejorable)€36,000 – €63,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (913 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing