AtalayaAtalaya

Local en Calle Rodrigo de Caro, Cartagena

Cartagena • Retail • Ref: #E64FFA3B

€48,400
open_in_newView original listing

Size

107 m²

Price / m²

€453

OccupancyUnconfirmed
38
Local en Calle Rodrigo de Caro, Cartagena — Cartagena
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio parece moderno y en buen estado general, con grandes ventanales.
  • •Exterior: Las zonas exteriores muestran aceras y calles en buen estado, con vegetación cuidada.
  • •Fachada: Algunas ventanas del edificio parecen estar rotas o dañadas, lo que indica falta de mantenimiento.

descriptionDescription

Local comercial con terraza en Miranda (Cartagena) Amplio local comercial en planta baja situado en la Barriada de Santiago, Miranda (Cartagena), con acceso y fachada principal a la calle Vicente Medina. Cuenta con una superficie construida aproximada de 107 m², además de una terraza de uso exclusivo de 16 m². Ubicado en un edificio moderno de uso comercial y oficinas con acceso directo a la vía pública, construido en 2008, disfruta de excelente visibilidad junto a la carretera nacional, en una zona con tránsito peatonal y rodado y buena accesibilidad. Ideal para desarrollar actividades comerciales, profesionales o de servicios. El local cuenta con una amplia zona diáfana, varias estancias y con un baño. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales. Cuenta con fácil acceso a la carretera y otros nudos de comunicación. Cercano a establecimientos y comercios de la zona.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4620801XG7742S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
0/15

Local comercial planta calle de 106.83m² en Cartagena a 453€/m² (mediana zona 453€/m², delta +0.0%). desconocida. Zona media, inventario reciente (45 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cartagena

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

0.0%In line
Scope
City
Zone median
€453 /m²
This asset
€453 /m²
Samples
11
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceJul 2026 (46 days)
On Atalaya since23 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing