AtalayaAtalaya

Retail in La Ràpita

Sant Carles de la Rapita, Tarragona • Ref: #E58FD197

€73,900
open_in_newView original listing

Get new bank-owned properties in Sant Carles de la Rapita under your budget by email. Free.

Size

493 m²

Price / m²

€150

OccupancyUnconfirmed
50
Retail in La Ràpita — Sant Carles de la Rapita
Photo: Servihabitat
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio residencial plurifamiliar en buen estado aparente de conservacion exterior.
  • •Garaje: planta sotano diafana en bruto, con estructura de pilares de hormigon, forjado visto y paredes de ladrillo sin revestir.
  • •Garaje: instalaciones de fontaneria y saneamiento vistas bajo forjado, pendiente de completar acabados y pavimentos.

Description

C. Ribera D'Ebre, 7. Estado: segunda-mano. Extras: lift

Characteristics

Elevator

Yes

Heating

Yes

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
8/15

Local comercial planta unknown de 493.00m² en Sant Carles de la Rapita a 150€/m² (mediana zona 428€/m², delta %). desconocida. Zona muy_baja, 109 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 214 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Carles de la Rapita, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-62.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€396 /m²
This asset
€150 /m²
Samples
229
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€73,900
Transfer tax (ITP) 10% — Cataluña€7,390
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€82,590

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€79,900arrow_forward€73,900-7.51%

Listing intel

SourceServihabitat
On Atalaya since12 Jun 2026
Last updated1 Nov 2026

Zone comparables

Top 5 similar properties in La Ràpita by AI score

See all bank-owned properties in La Ràpita
Calle Del Doctor Cartaña
69

Calle Del Doctor Cartaña

€44,000

€374/m² · 117.79 m²

View analysis
Calle Sant Isidre
69

Calle Sant Isidre

€147,500

€663/m² · 222.32 m²

View analysis
Mestre Fargas (del)
69

Mestre Fargas (del)

€25,000

€469/m² · 53.34 m²

View analysis
Local Comercial en Obispo/bisbe Aznar
67

Local Comercial en Obispo/bisbe Aznar

€118,000

€335/m² · 352 m²

View analysis
Calle Del 12 de Octubre
61

Calle Del 12 de Octubre

€37,000

€275/m² · 134.57 m²

View analysis

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing