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AtalayaAtalaya

Apartment in Tomelloso

Tomelloso, Ciudad Real • Ref: #E4CC7996

€35,000-58% vs area market
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Size

122 m²

Price / m²

€287

Rooms

3

OccupancyVacant
47
Apartment in Tomelloso — Tomelloso
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Mobiliario muy deteriorado e incompleto, con desconchones graves en el falso techo que muestran desprendimiento.
  • •Salon: Paredes con manchas evidentes, desconchones de pintura y revestimiento desprendido en zona baja.
  • •Dormitorio: Pintura envejecida con marcas de uso, requiriendo renovacion completa de acabados e instalaciones electricas.

Description

Bank-owned property managed by Solvia (Livingcenter (CaixaBank)).

Characteristics

Bathrooms

2

Floor

2

Elevator

Yes

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

Yes

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
8855360VJ9385N0006GH
Cadastral area
130 m²
Year built
1970
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 122.01m² en Tomelloso a 287€/m² (mediana zona 681€/m², delta -57.9%). Requiere Reforma Integral. Posesión libre. Zona baja, inventario reciente (2 días).

Strengths

  • +Descuento del -57.9% frente a la mediana zonal (681€/m²)
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Tomelloso, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-57.9%Strong opportunity
Scope
Municipality
Zone median
€681 /m²
This asset
€287 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-54.1%Strong opportunity
Scope
Postal code
Zone median
€625 /m²
This asset
€287 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 9% — Castilla-La Mancha€3,150
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,450

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since3 Oct 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing