AtalayaAtalaya

Casa Independiente en Colom

Navarcles, Barcelona • House • Ref: #E43C7C0A

€128,000-35% vs area market
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Size

190 m²

Price / m²

€674

Rooms

3

OccupancyUnconfirmed
69
Casa Independiente en Colom — Navarcles
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Navarcles, en la provincia de Barcelona. Hablamos de una vivienda unifamiliar distribuida en salón-comedor, cocina, tres dormitorios, un baño y dos terrazas. Se localiza en el centro de la población, donde se encuentran todos los servicios, tales como, restaurantes, supermercados, centros educativos y sanitarios, entre otros. Navarcles, en la comarca del Bages, ofrece servicios médicos a través de su centro de atención primaria, que incluye consultas de medicina general, pediatría, enfermería y atención domiciliaria. En educación, cuenta con escuelas de infantil y primaria, así como un instituto de secundaria. El comercio local es variado, con tiendas de proximidad y servicios esenciales. Entre sus ventajas destacan la tranquilidad, el entorno natural y la cercanía a Manresa. Las conexiones terrestres son buenas, con líneas de autobús que enlazan con municipios vecinos y acceso a vías principales. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1957

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 190 m² but the cadastre records 102 m² (-46%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9127805DG0292N
Cadastral area
102 m²
Year built
1957
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 190.00m² en Navarcles a 674€/m² (mediana zona 1039€/m², delta -35.1%). Buen Estado. Posesión desconocida. Zona muy_baja, inventario reciente (64 días).

trending_upStrengths

  • +Descuento del -35.1% frente a la mediana zonal (1039€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Navarcles, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-35.1%Strong opportunity
Scope
Municipality
Zone median
€1,039 /m²
This asset
€674 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-59.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€674 /m²
Samples
3630
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€128,000
Transfer tax (ITP) 10% — Cataluña€12,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€448
Estimated total investment€142,248

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Sept 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing