AtalayaAtalaya

House in Algeciras

Calle Los Barros

Algeciras, Cádiz • Ref: #E3DF55EA

€29,000
open_in_newView original listing

Get new bank-owned properties in Algeciras under your budget by email. Free.

Size

90 m²

Price / m²

€321

Rooms

2

OccupancyVacant
59
Calle Los Barros — Algeciras
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un acabado de cemento sin pintar y con signos de desgaste.
  • •Exterior: La calle y los edificios circundantes muestran un aspecto descuidado y envejecido.

Description

Casa de 90 m² ubicada en Algeciras, Cádiz. Se trata de una casa de 90 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Casa situada en la zona de Los Barreros, dentro del núcleo urbano de Algeciras, teniendo buenos accesos por la A-7 y la N-340. Dispone de comunicaciones públicas mediante líneas de autobús urbano e interurbano, estación de tren y conexiones marítimas desde el Puerto de Algeciras. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. A pocos minutos del Hospital Universitario Punta de Europa. Cerca del Centro Comercial Puerta Europa y del Puerto de Algeciras. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
9606410TF7090N0001KS

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 943 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 90.30m² en Algeciras a 321€/m² (mediana zona 1300€/m², delta -75.3%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -75.3% frente a la mediana zonal (1300€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −934 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Algeciras, Cádiz

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-75.3%Strong opportunity
Scope
Municipality
Zone median
€1,300 /m²
This asset
€321 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

-46.1%Strong opportunity
Scope
Postal code
Zone median
€596 /m²
This asset
€321 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€29,000
Transfer tax (ITP) 7% — Andalucía€2,030
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€32,330
Estimated refurbishment (state: mejorable)€36,000 – €63,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (943 days)
On Atalaya since11 Sept 2026
Last updated24 Sept 2026

Zone comparables

Top 5 similar properties in Algeciras by AI score

See all bank-owned properties in Algeciras
Casa Adosada en Calle Teruel
85

Casa Adosada en Calle Teruel

€45,100

€609/m² · 74 m²

View analysis
Casa Adosada en Calle Ponce de Leon
85

Casa Adosada en Calle Ponce de Leon

€94,600

€526/m² · 180 m²

View analysis
Casa Adosada en Calle Teruel
85

Casa Adosada en Calle Teruel

€75,600

€582/m² · 130 m²

View analysis
Calle Virgen de Fátima
84

Calle Virgen de Fátima

€139,000

€596/m² · 233.22 m²

View analysis
Casa en Huesca
78

Casa en Huesca

€46,000

€505/m² · 91 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing