AtalayaAtalaya

Retail in Cardedeu

Cardedeu, Barcelona • Ref: #E39553CB

€98,000
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Size

286 m²

Price / m²

€343

OccupancyUnconfirmed
23
Retail in Cardedeu — Cardedeu
Photo: Diglo
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: edificio con revestimiento de placas de piedra y balcones metálicos en aparente estado de conservación aceptable.
  • •Exterior: acceso a pie de calle con locales comerciales en planta baja y carpinterías exteriores oscuras.

Description

Gran oportunidad de comprar un local comercial en la localidad de Cardedeu en Barcelona. con una superficie de 286 m². Se trata de un lote formado por tres locales de 160 m², 63 m² y 63 m². ¡Este local comercial podría ser el impulso que tu negocio necesita! Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 6300209DG4160S0001YQ. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. La operación de venta de este activo estará sujeta a IVA/IGIC. El Adquirente deberá cumplir los requisitos que exija la normativa aplicable para que la operación tribute por IVA/IGIC.

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 286 m² but the cadastre records 160 m² (-44%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6300209DG4160S0001YQ
Cadastral area
160 m²
Year built
2005
Cadastral use
Storage/parking (residential)

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

23/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
0/15

Local comercial planta unknown de 286.00m² en Cardedeu a 343€/m² (mediana zona 662€/m², delta %). desconocida. Zona muy_baja, 128 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 628 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Cardedeu, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-46.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€343 /m²
Samples
621
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€98,000
Transfer tax (ITP) 10% — Cataluña€9,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€343
Estimated total investment€109,143
Estimated refurbishment (state: mejorable)€114,500 – €200,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since10 May 2026
Last updated6 Oct 2026
See all bank-owned properties in Cardedeu

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing