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Cm los Partidos

Aldearrubia, Salamanca • House • Ref: #E2C0EF31

€153,300-33% vs area market
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Size

148 m²

Price / m²

€1,036

Rooms

4

OccupancyUnconfirmed
51
Cm los Partidos — Aldearrubia
Photo: Solvia
1 / 36

AI visual analysis

Automated analysis · physical condition

36 of 36 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un buen estado general, con pintura en buen estado y persianas cerradas.
  • •Exterior: El jardín delantero necesita mantenimiento, con vegetación crecida y desordenada.
  • •Garaje: Las puertas del garaje se ven en buen estado, aunque la zona de acceso está un poco descuidada.

descriptionDescription

Chalet adosado de 148 m² ubicado en Aldearrubia. Se trata de un chalet adosado de 148 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. El chalet adosado se sitúa en el núcleo urbano de la localidad, con acceso por la carretera SA-804 y conexión próxima con la A-50 y la A-62. La zona dispone de comunicaciones por carretera con Salamanca y municipios del entorno, y cuenta con servicio de autobús interurbano en la localidad o en su entorno inmediato. En la zona pueden encontrarse servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios. A pocos kilómetros de Salamanca se encuentran el Hospital Universitario de Salamanca, el Complejo Asistencial Universitario de Salamanca, la estación de tren de Salamanca y varios centros comerciales. Con nuestros servicios podrá encontrar chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2006

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
9528507TL8492N0001KU
Cadastral area
149 m²
Year built
2006
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 148.00m² en Aldearrubia a 1036€/m² (mediana zona 1540€/m², delta -32.7%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 109 días en mercado.

trending_upStrengths

  • +Descuento del -32.7% frente a la mediana zonal (1540€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Aldearrubia, Salamanca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,540 /m²
This asset
€1,036 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+122.3%Above anchor
Scope
Province (MITMA)
Zone median
€466 /m²
This asset
€1,036 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€153,300
Transfer tax (ITP) 8% — Castilla y León€12,264
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€537
Estimated total investment€167,101
Estimated refurbishment (state: mejorable)€59,000 – €103,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (112 days)
On Atalaya since29 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing