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Retail in Fuengirola

Fuengirola, Málaga • Ref: #E24F4A73

€1,014,500
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Size

324 m²

Price / m²

€3,131

OccupancyUnconfirmed
30
Retail in Fuengirola — Fuengirola
Photo: Unicaja Inmuebles
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto exterior en buen estado general, con una fachada moderna y balcones acristalados.
  • •Exterior: La zona exterior del local comercial tiene un pavimento de baldosas que parece estar en buen estado, aunque con algunas manchas.

Description

Local en la provincia de Málaga, en el municipio de Fuengirola, en la calle AVRAMON Y CAJAL.

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

30/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
2/15

Local comercial planta unknown de 324.00m² en Fuengirola a 3131€/m² (mediana zona 1996€/m², delta %). desconocida. Zona muy_baja, 141 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 63 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Fuengirola, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+63.4%Above anchor
Scope
Province (MITMA)
Zone median
€1,916 /m²
This asset
€3,131 /m²
Samples
64
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,014,500
Transfer tax (ITP) 7% — Andalucía€71,015
Notary (est.)€1,522
Land Registry (est.)€1,015
Admin agency (est.)€3,551
Estimated total investment€1,091,603
Estimated refurbishment (state: mejorable)€129,500 – €227,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceUnicaja
On Atalaya since10 May 2026
Last updated9 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Unicaja Inmuebles. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing