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House in A Illa de Arousa

Illa de Arousa, Pontevedra • Ref: #E1B2F075

€450,000
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Size

160 m²

Price / m²

€2,813

Rooms

5

OccupancyUnconfirmed
25
House in A Illa de Arousa — Illa de Arousa
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas de humedad y desconchones, y la chimenea es de un estilo antiguo.
  • •Cocina: Los muebles de cocina son antiguos y faltan electrodomésticos, aunque los azulejos están en buen estado.
  • •Dormitorio: Las paredes muestran manchas de humedad y el cableado eléctrico está a la vista.
  • •Bano: El baño tiene azulejos y mobiliario antiguos, pero parece funcional.

Description

Vivienda unifamiliar con jardín . Superficie de 160 m² construídos sobre terreno de 370 m² Desarrollada en 2 plantas, siendo su distribución la siguiente: Planta baja: porche cubierto, recibidor, amplio salón-comedor, cocina independiente amueblada, un dormitorio y un baño. Planta alta: distribuidor, cuatro dormitorios (uno de ellos con acceso a terraza) y un baño. Dispone de dos edificaciones auxiliares destinadas a almacen y garaje. Año de construcción 1.981. NOTA RELEVANTE: INMUEBLE CON INCIDENCIAS, ampliar información con Comercial.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1981

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 160 m² but the cadastre records 357 m² (+123%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1528082NH1112N
Cadastral area
357 m²
Year built
1981
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 160.00m² en Illa de Arousa a 2813€/m² (mediana zona 878€/m², delta +220.4%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (5 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 76 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +220.4% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Illa de Arousa, Pontevedra

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+99.1%Above anchor
Scope
Province (MITMA)
Zone median
€1,413 /m²
This asset
€2,813 /m²
Samples
78
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€450,000
Transfer tax (ITP) 9% — Galicia€40,500
Notary (est.)€675
Land Registry (est.)€450
Admin agency (est.)€1,575
Estimated total investment€493,200
Estimated refurbishment (state: mejorable)€64,000 – €112,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since24 Sept 2026
Last updated30 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing