AtalayaAtalaya

Piso en Mozart

Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #E11C87D0

€96,000
open_in_newView original listing

Get new bank-owned properties in Santa Coloma de Gramenet under your budget by email. Free.

Size

24 m²

Price / m²

€4,000

Rooms

1

OccupancyOccupied · no titleDeduced by AI
35
Piso en Mozart — Santa Coloma de Gramenet
Photo: Hipoges
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con cableado expuesto y suciedad acumulada.
  • •Exterior: Se observan persianas y rejas en las ventanas, algunas con signos de desgaste.
  • •Exterior: Hay un garaje en la planta baja con una puerta metálica que parece funcional.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Oportunidad para diseñar un hogar completamente a tu medida! Este piso a reformar, ubicado en la localidad de Santa Coloma de Gramenet representa una excelente oportunidad para desarrollar un proyecto de renovación personalizado en uno de los municipios mejor comunicados del área metropolitana de Barcelona. El piso ofrece una distribución con un enorme potencial de actualización, permitiendo reinventar cada espacio para crear un hogar moderno, funcional y adaptado al estilo de vida actual. El salón principal puede convertirse en una estancia amplia y luminosa, pensada para convertirse en el punto de encuentro de la vivienda con acceso a un balcón cerrado. La cocina abierta brinda la posibilidad de diseñar un espacio completamente renovado, donde funcionalidad y diseño vayan de la mano. La zona de descanso ofrece múltiples posibilidades de redistribución. El dormitorio puede transformarse en un dormitorio confortable y versátil, preparadas para responder a diferentes necesidades. El baño supone otra excelente oportunidad para una renovación integral. Ubicado en Santa Coloma de Gramenet, disfrutarás de un municipio consolidado que ofrece una amplia red de servicios, centros educativos, instalaciones deportivas, centros sanitarios, comercios, supermercados y zonas verdes. Además, su excelente conexión con Barcelona mediante Metro, autobuses y las principales vías de comunicación permite acceder rápidamente al centro de la ciudad y al resto del área metropolitana, convirtiéndolo en una ubicación especialmente atractiva para vivir. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5092944DF3859C

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
2/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 24.00m² en Santa Coloma de Gramenet a 4000€/m² (mediana zona 2652€/m², delta +50.8%). Estado Mejorable. Posesión con ocupación irregular. Zona media, 114 días en mercado.

warningRisks

  • −Precio +50.8% por encima de mediana zonal
  • −IA detectó: Inmueble sin posesión y sin acceso al interior. Esta propiedad está ocupada por terceros.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+50.8%Above anchor
Scope
Municipality
Zone median
€2,652 /m²
This asset
€4,000 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+125.0%Above anchor
Scope
City
Zone median
€1,778 /m²
This asset
€4,000 /m²
Samples
119
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€96,000
Transfer tax (ITP) 10% — Cataluña€9,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€336
Estimated total investment€106,936
Estimated refurbishment (state: mejorable)€9,500 – €17,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 May 2026
€70,000arrow_forward€62,650-10.5%
21 Jul 2026
€62,650arrow_forward€96,000-53.23%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Santa Coloma de Gramenet by AI score

Sant Ernest
92

Sant Ernest

€74,000

€1,175/m² · 63 m²

View analysisarrow_forward
Olot
92

Olot

€67,000

€1,196/m² · 56 m²

View analysisarrow_forward
Calle Wagner
84

Calle Wagner

€74,400

€1,300/m² · 57.25 m²

View analysisarrow_forward
Sant Pasqual
83

Sant Pasqual

€91,000

€1,400/m² · 65 m²

View analysisarrow_forward
Sant Andreu
83

Sant Andreu

€80,000

€1,515/m² · 52.8 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing