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Retail in Arroyo de la Luz

Calle Miguel Hernández

Arroyo de la Luz, Cáceres • Ref: #E0F85D71

€55,000
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Size

254 m²

Price / m²

€217

OccupancyVacant
69
Calle Miguel Hernández — Arroyo de la Luz
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio de dos plantas a pie de calle con carpintería exterior funcional y signos de desgaste.
  • •Salon: amplio espacio diáfano con techos técnicos dañados y perforados que dejan ver las instalaciones.
  • •Bano: espacio sanitario visible con sanitarios básicos y alicatados antiguos que requieren actualización integral.

Description

Local comercial en venta con una superficie de 254 m², disponible en la localidad de Arroyo de la Luz, provincia de Cáceres. El espacio comercial, está muy bien comunicado, a pocos minutos de la CC-87 y la EX-207 y próximo al Río Pontones. En este sentido, el barrio ofrece a las personas que lo habitan, centro de salud, supermercado, restaurantes, oficina bancaria, etc, En definitiva, todo lo necesario para la vida ciudadana tranquila. Construido en 1950, este local comercial tiene una superficie aproximada de 254 m² construidos y consta de planta baja y planta primera, ambas destinadas a hostelería. desarrollado en diferentes niveles. El local tiene acceso independiente desde la calle. Ideal, por tanto, para montar un negocio abierto al público o desarrollar cualquier otra actividad profesional, contando con un acceso cómodo y fácil adaptabilidad. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Year built

1950

Energy rating

C

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 253.52 m² but the cadastre records 184 m² (-27%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7731014QD0773S
Cadastral area
184 m²
Year built
1950
Cadastral use
Leisure & hospitality

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2470 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
2/15

Local comercial planta calle de 253.52m² en Arroyo de la Luz a 217€/m² (mediana zona 619€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 42 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −2444 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arroyo de la Luz, Cáceres

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-64.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€619 /m²
This asset
€217 /m²
Samples
40
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€55,000
Transfer tax (ITP) 8% — Extremadura€4,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€60,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2020 (2470 days)
On Atalaya since11 May 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing