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Casa en Zamora

ZamoraHouseRef: #DFCAB34B

€99,000
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Size

321 m²

Price / m²

€308

Rooms

4

OccupancyUnconfirmed
26
Casa en Zamora — Zamora
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta casa para reformar, luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada Zamora. Vivir en esta zona de Zamora ofrece tranquilidad y cercanía al centro histórico, con acceso a servicios, comercios y espacios culturales. La zona combina ambiente residencial con buena comunicación y comodidad para la vida diaria. Su entorno equilibrado entre tradición y funcionalidad la convierte en una opción atractiva para establecerse con calidad de vida. Zamora dispone de hospitales, centros de salud y consultorios bien distribuidos, junto a una red educativa que abarca desde infantil hasta universidad. Su oferta comercial es variada, con mercados, tiendas y servicios. Las conexiones terrestres incluyen autovías y tren, lo que facilita el acceso a otras ciudades. La calidad de vida se refuerza con su entorno seguro y tranquilo. ¡No pierdas esta oportunidad! No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0787321TL7908N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 321.00m² en Zamora a 308€/m² (mediana zona 1611€/m², delta -80.9%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -80.9% frente a la mediana zonal (1611€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zamora, Zamora

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-80.9%Strong opportunity
Scope
Municipality
Zone median
€1,611 /m²
This asset
€308 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 8% — Castilla y León€7,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€108,267

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 May 2026
€125,900arrow_forward€99,000-21.37%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Zamora by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing