Flat For Sale In C Real 178 San Sebastian Gomera Sta Cruz Tenerife

San Sebastian Gomera, Stacruztenerife • Apartment • Ref: #DF91710F

€44,400

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Size

94 m²

Price / m²

€472

Rooms

OccupancyUnconfirmed

Flat For Sale In C Real 178 San Sebastian Gomera Sta Cruz Tenerife — San Sebastian Gomera

Photo: Servihabitat

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AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

•La fachada de una de las propiedades muestra una estructura de hormigón con andamios y encofrados, indicando obra en curso.
•Otra imagen muestra una estructura de hormigón con soportes de madera, lo que sugiere una construcción en proceso.
•Una de las fotos de exterior muestra una casa blanca con una escalera exterior y un techo de bloques de hormigón, con un aspecto básico y sin acabados modernos.
•El interior visible en una de las fotos presenta paredes blancas y un techo con vigas de madera oscuras, con un aspecto rústico y sin mobiliario.

descriptionDescription

C. Real, 178. Estado: second-hand. Extras: courtyard, lift

routeHow to buy this asset from the bank

expand_more

1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta: 4/30
Possession: —
Physical state: 7/25
Legal liens: 7/15
Zone liquidity: —

Vivienda de 94.00m² en San Sebastian Gomera a 472€/m² (mediana zona 478€/m², delta -1.3%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (79 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 9 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

−Referencia zonal poco fiable (fuente internal, n=9)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Sebastian Gomera, Stacruztenerife

map

Coordinates unavailable

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-1.3%In line

Scope: Postal code
Zone median: €478 /m²
This asset: €472 /m²
Samples: 9
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€44,400

Transfer tax (ITP) 6.5% — Canarias€2,886

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€48,586

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat

On Atalaya since12 Jun 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing