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AtalayaAtalaya

Cmno Viejo de Cobeña, s/n

Paracuellos de Jarama, MadridHouseRef: #DE15E125

€310,290
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Size

250 m²

Price / m²

€1,241

Rooms

3

OccupancyOccupied · vulnerable
51
Cmno Viejo de Cobeña, s/n — Paracuellos de Jarama
Photo: aliseda
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • La fachada presenta un color rojizo y balcones con barandillas blancas, mostrando un aspecto general que podría beneficiarse de una actualización.
  • El exterior de la propiedad, aunque cuidado, sugiere que la vivienda podría tener una decoración interior algo anticuada, dado el estilo de las construcciones adosadas.

descriptionDescription

Os damos la bienvenida a esta amplia casa ubicada en Paracuellos de Jarama, Madrid. La vivienda se distribuye en salón-comedor, cocina. Localizada en el corazón de Paracuellos de Jarama. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a M-50. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

2004

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 250 m² but the cadastre records 185 m² (-26%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4268532VK5846N0001IR
Cadastral area
185 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 828 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
0/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 250.00m² en Paracuellos de Jarama a 1241€/m² (mediana zona 3194€/m², delta -61.1%). Estado Mejorable. Posesión con ocupantes en vulnerabilidad protegida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 780 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -61.1% frente a la mediana zonal (3194€/m²)

warningRisks

  • Aliseda indica moratoria anti-desahucios vigente
  • 821 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Paracuellos de Jarama, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-67.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,806 /m²
This asset
€1,241 /m²
Samples
2341
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€310,290
Transfer tax (ITP) 6% — Madrid€18,617
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,086
Estimated total investment€330,993
Estimated refurbishment (state: mejorable)€100,000€175,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2024 (828 days)
On Atalaya since11 Apr 2026
Last updated24 Sept 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing