AtalayaAtalaya

Retail in Lloret de Mar

Calle Baixa Riera

Lloret de Mar, Girona • Ref: #DD673FD3

€32,800
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Size

36 m²

Price / m²

€912

OccupancyVacant
69
Calle Baixa Riera — Lloret de Mar
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: Las persianas metálicas de los locales presentan grafitis y signos de desgaste.
  • •Fachada: La pared de ladrillo tiene unidades de aire acondicionado antiguas y la pintura de los arcos está deteriorada.
  • •Exterior: El suelo empedrado muestra suciedad y algunos desperfectos.

Description

Local comercial de 35,97 m² ubicado en Lloret de Mar, Girona. Se trata de un local comercial distribuido en varias dependencias, con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. Se sitúa en el núcleo urbano, próximo a la zona comercial y de servicios de la localidad, con accesos por las carreteras GI-682 y C-63. Dispone de paradas de autobús urbano e interurbano en el entorno y conexión por carretera con la estación de tren de Blanes. En la zona se encuentran supermercados, restaurantes, centros educativos, oficinas bancarias, instalaciones deportivas y otros comercios. Cerca de la playa de Lloret, el paseo marítimo y el Gran Casino Costa Brava. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7064706DG8176S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
7/15

Local comercial planta calle de 35.97m² en Lloret de Mar a 912€/m² (mediana zona 546€/m², delta %). libre. Zona baja, inventario reciente (15 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 123 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lloret de Mar, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+67.0%Above anchor
Scope
Province (MITMA)
Zone median
€546 /m²
This asset
€912 /m²
Samples
116
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€32,800
Transfer tax (ITP) 10% — Cataluña€3,280
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€37,380
Estimated refurbishment (state: mejorable)€14,500 – €25,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (23 days)
On Atalaya since15 Sept 2026
Last updated25 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing